With TRAC Consultancy, Globetech has merged the national scores reflecting measurements of deprivation such as the number of county court judgements, unemployment, particularly long term unemployment, the proportion of households headed by a single parent, poor housing conditions, type of housing with scores of Wealth, Income, Home and Asset Ownership to give an overall Risk Assessment for all UK Consumers.

The Risk Assessor Score predictors are held as numeric scores for each full postcode and are linked to all UK Consumers in Verify4U our online Consumer ID and Risk Assessment System. The measures can be are used in combination with other variables and Credit Scores to create Bespoke Systems to suit all companies offering Credit in the Credit Market.

The Risk Assessor Scores give are particularly useful for analysis of the complete Credit Market rather than those in Subprime Credit Market.